Privacy Policy

Privacy Policy

Introduction

Welcome to https://nfip-flood-insurance-phoenix.livebursts.com (hereinafter referred to as “NFIP flood insurance Phoenix,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the gathering, storage, access, and use of personal information in alignment with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA)
  • Colorado’s Privacy Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s Connecticut Transactional Data Privacy Act (CTDPAA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our website, applications, services, and products at https://nfip-flood-insurance-phoenix.livebursts.com. However, it is important to emphasize that this policy does not extend to third-party platforms, applications, or services accessible through links on our site. These entities have their own privacy policies, and we encourage you to review them before using such services.

Processing Activities

This policy governs your interactions with us when:

  • You utilize our applications and services as an authorized user.
  • You visit our websites linked to this Privacy Statement.
  • You receive communications from us, including newsletters, emails, phone calls, or texts/SMS messages.

Personal Data Collection

We collect various categories of personal data, which include:

  • Account Information: Details related to your account creation and management, such as username, email address, and password.
  • Payment Information: Transaction details required for processing payments, including cardholder name, card number, expiration date, and security codes.
  • Financial Information: Data about your financial status or transactions, such as bank account numbers or investment portfolios.
  • Purchase Information: Records of products or services you have purchased from us, including order history and preferences.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data.
  • Location Data: Geographic coordinates and information about your physical location when using our location-based services.
  • Feedback: Your responses to surveys, reviews, or feedback forms, which help us improve our products and services.
  • Social Media Information: Details you choose to share on social media platforms, such as public posts or comments mentioning our brand.
  • Product Information: Data about the products you interact with, including product preferences, usage patterns, and performance metrics.

We collect this data through multiple channels: user input forms, interactions with our applications and services, automated technologies (like cookies), and third parties who provide us with aggregated or de-identified data subject to their privacy policies.

Cookies

We employ cookies to enhance your browsing experience and gather analytics on how users interact with our site. Cookies can be categorized as:

  • Strictly Necessary: Essential for navigating the website and utilizing its core features.
  • Preference: Save user preferences, such as language settings or font size.
  • Analytics: Collect aggregated data about your visits to improve our services and content.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes. Once these purposes are fulfilled, we securely delete or anonymize the data to ensure your privacy. Our retention periods vary depending on the type of data and its usage within our operations.

Security Measures

We have implemented robust organizational and technical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, secure servers, and access controls, ensuring that your information is handled securely throughout its lifecycle.

Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal data from children, and we have taken steps to prevent such collection.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Demand the deletion of your data in certain circumstances.
  • Restriction: Limit our processing of your data under specific conditions.
  • Portability: Receive a copy of your data in a structured, commonly used format.
  • Objection: Object to or decline certain uses of your data.
  • Non-Discrimination: Be free from unfair treatment due to exercising your privacy rights.

To exercise these rights or lodge an appeal/complaint, please contact our Data Protection Officer using the details provided below. We will respond to your requests in accordance with applicable laws.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes made will be reflected on this page, and we encourage you to review it periodically for the latest information.

Contact Information

For inquiries, unsubscribe requests, or questions related to data privacy, please contact us:

We value your trust in our commitment to protect your privacy. This policy demonstrates our dedication to transparent and responsible data handling practices.